A considerable bank need to accumulate and maintain in electronic kind, as prescribed via the Board, until eventually the completion in the bank's upcoming CRA evaluation wherein the data are evaluated, the following information for each little organization loan or smaller farm loan originated or procured from the lender during the analysis period:
(two) A retail lending evaluation place might not lengthen past a State boundary unless the retail lending evaluation spot contains counties in the multistate MSA.
관심 분야의 기사, 블로그 콘텐츠부터 숏폼, 쇼핑까지 다양한 콘텐츠를 이용할 수 있습니다.
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
The Board evaluates a army lender pursuant on the applicable effectiveness assessments explained in paragraph (a) of this section.
Pursuant to 12 U.S.C. 2906, the Board provides conclusions derived less than this portion separately for metropolitan parts where a lender maintains a number of domestic branch workplaces and for your nonmetropolitan area of the State if a lender maintains one or more domestic department offices in such nonmetropolitan place.
Opinions or questions on doc content material can not be answered by OFR personnel. Be sure to will not supply private data or individual details.
(ii) In step with paragraph (g) of the area, a lender's prepare could consist of optional analysis components or qualified modifications and additions towards the general performance assessments that would use in the absence of an authorised program.
The Board seeks to act upon a draft approach inside of ninety calendar days following the Board gets the complete draft system and also other supplies essential pursuant to paragraph (file) of this area.
The Board evaluates The provision and responsiveness of a bank's electronic supply techniques and also other shipping and delivery techniques, which includes get more info to minimal- and moderate-income individuals, people, or homes with the institution amount by thinking of:
The Board considers the loans, investments, expert services, and goods of affiliates of a bank that are not operations subsidiaries, with the bank's choice, topic to the subsequent:
(B) For giant banks that had property less than or equal to $ten billion as of December 31 in both on the prior two calendar yrs, the Board considers a bank's deposit items only for the lender's option.
The Board considers the availability of remote company services in the subsequent geographic areas:
usually means a staffed banking facility, regardless of whether shared or unshared, that the Board authorized or authorized as a department and that's open to, and accepts deposits from, the general public.